Get Low Rates on Student Health Insurance in California
California Health Insurance is your source for affordable student health insurance in the state of California. If you or a loved one is in need of student health insurance, we can help you find a plan that suits your needs and budget, while advising you on your options.
Some colleges or universities may offer student health coverage, or you may be able to join your parent's plan, but it is important to have a health plan in place in case of unexpected illness or accidents. It's also important to take into account all options and costs before going with one plan so that you are confident in your coverage.
Just like any other insurance policy, there are many different types including PPO, HMO and even short-term health insurance; these terms are explained further below:
- PPO or Preferred Provider Organizations will normally require the individuals to visit doctors within a certain network in order to receive proper insurance coverage. This type of plan usually has a deductible that varies upon plan as well as a standard flat rate co-payment for each doctor visit.
- HMO or Health Maintenance Organizations are usually more affordable than PPOs, but there are generally more restrictions as far as doctors that can be seen. An HMO requires the selection of a Primary Care Physician, a doctor which will usually be the main physician seen for all general visits. HMO plans do not usually have a deductible and the co-payment is normally lower than that of a PPO.
You can apply for student health insurance in Californiawith ease when you work with us because we work with the best health insurance carriers in the state and offer free quotes and online applications. Compare multiple quotes on student health coverage to find a plan that includes comprehensive benefits at an affordable rate.
Getting student health insurance doesn't have to be a hassle. Contact us toll-free at (800) 311-1162 to speak with an agent or fill out our online contact form.